American Express · American Express
American Express Business Gold Card
4x on your two top business categories.
ByHillel Sonnenschine·
Automatically earns 4x in your two biggest spending categories each month from a list of six. $20 monthly Walmart+ credit and $12.95 monthly FedEx credit.
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Annual fee
$375
Welcome bonus
~$2,300
Spend $15,000 in 3 months
Purchase APR
19.49%, 27.49%
Foreign tx fee
None
Welcome bonus history
Up to 200,000 points
Est. value ~$4,000·$15,000 in 3 months
Best ever
★
Apply now if you can, This is the highest welcome bonus we've ever seen on this card. Applying today locks it in.
Jul 2024Mar 2026
Best everCurrent
Today
~$4,000
Variable offer; current
Usual value
~$4,000
Average over the last year
Best ever
~$4,000
Mar 2026 · Variable offer; current
▸Full history (2 snapshots)
- Mar 2026~$4,000Up to 200,000 points$15,000 in 3 monthsVariable offer; current
- Jul 2024~$2,000100,000 points$15,000 in 3 monthsLong-running standard offer (since July 2024)
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Top two categories from set of 6 (up to $150K/yr combined) | 4x |
Everything else | 1x |
Benefits
- $155 Walmart+ monthly membership credit
- $12.95/mo FedEx credit
- $20/mo Office Supply credit
- $240 annual flexible business credit
Best for
- 1Mid-size businesses
- 2Variable spend
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
