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Compare every major U.S. credit card with real rewards math, all the fine print, and an AI selector that picks the best one for how you actually spend.
Top welcome bonuses
Sorted by current sign-up bonus value.
This card is the new and improved Capital One Spark Cash card.
- 5%cashback on hotels and car rentals booked through Capital One Business Travel Unlimited
- 2%cashback on all purchases
Premium business travel + lounge access.
- 5xFlights & prepaid hotels via Amex Travel
- 1.5xPurchases of $5,000+
4x on your two top business categories.
- 4xTop two categories from set of 6 (up to $150K/yr combined)
Refreshed premium UR card with $2,000+ in annual credits.
- 8xTravel via Chase Travel (after $300 credit)
- 8xHotels & car rentals via Chase Travel
This card is a new luxury Chase business card.
The benchmark for ultra-premium travel perks.
- 5xFlights booked direct or via Amex Travel (up to $500K/yr)
- 5xPrepaid hotels via Amex Travel
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Popular picks
Cards that come up in nearly every recommendation.
The classic mid-tier travel card.
- 5xTravel via Chase Travel
- 3xDining (incl. takeout & eligible delivery)
Best-in-class for restaurants and grocery.
- 4xRestaurants worldwide
- 4xU.S. supermarkets (up to $25K/yr)
Premium travel for half the fee.
- 10xHotels & rental cars via Capital One Travel
- 5xFlights via Capital One Travel
2% on everything, period.
- 2%Every purchase (1% buying + 1% paying)
- 5%Travel via Citi Travel
Rotating 5% with first-year cash-back match.
- 5%cashback at rotating categories each quarter
- 1%cashback everywhere else All cashback earned the first year is matched
Unlimited flat 2% cash rewards.
- 2%Every purchase