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American Express · American Express

The Business Platinum Card from American Express

Premium business travel + lounge access.

ByHillel Sonnenschine·

Loaded with credits ($400 Dell, $200 airline incidental, $189 CLEAR, $360 Indeed, $150 Adobe), premium lounge access, and 5x on flights/prepaid hotels.

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Annual fee
$895
Welcome bonus
~$3,450
Spend $20,000 in 3 months
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus history
Up to 300,000 points
Est. value ~$6,000·$20,000 in 3 months
Best ever
Apply now if you can, This is the highest welcome bonus we've ever seen on this card. Applying today locks it in.
May 2024Apr 2026
Best everCurrent
Today
~$6,000
Best-ever public offer; variable. Current.
Usual value
~$4,333
Average over the last year
Best ever
~$6,000
Apr 2026 · Best-ever public offer; variable. Current.
Full history (4 snapshots)
  1. Apr 2026~$6,000
    Up to 300,000 points
    $20,000 in 3 monthsBest-ever public offer; variable. Current.
  2. Sep 2025~$4,000
    200,000 points
    $20,000 in 3 months
  3. Jul 2025~$3,000
    150,000 points
    $20,000 in 3 months
  4. May 2024~$3,000
    150,000 points
    $20,000 in 3 monthsCommon pre-2025 public offer level

Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.

Rewards

CategoryRate
Flights & prepaid hotels via Amex Travel
5x
Purchases of $5,000+
Up to $2M annually
1.5x
Everything else
1x

Benefits

  • Centurion + Priority Pass + Delta Sky Club access
  • $400 Dell credit ($200 semi-annual)
  • $200 annual airline incidental credit
  • $189 CLEAR credit
  • $360 Indeed credit ($90/qtr)
  • $150 Adobe credit
  • Marriott + Hilton Gold

Best for

  • 1Business travelers
  • 2Credit maximizers
Recommended credit
Excellent

Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.

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