Chase Sapphire Reserve
Refreshed premium UR card with $2,000+ in annual credits.
Refreshed in 2025, fee bumped to $795 but credit stack expanded dramatically (over $2,000 in potential annual statement credits across travel, hotels, dining, StubHub, Lyft, DoorDash, Peloton, and Apple). Still earns Ultimate Rewards points worth 1.5¢ each via Chase Travel.
You'll be taken to Chase's official site to apply. Cardly may earn a commission.
▸Full history (6 snapshots)
- Apr 2026~$2,250150,000 points$6,000 in 3 monthsBest-ever public offer; current
- Aug 2025~$1,875125,000 points$6,000 in 3 months
- Jun 2025~$2,000100,000 points + $500 Chase Travel credit$5,000 in 3 monthsPost-refresh launch offer; fee increased to $795
- Apr 2025~$90060,000 points$5,000 in 3 monthsSpend req increased to $5K
- Jun 2024~$90060,000 points$4,000 in 3 months
- May 2024~$1,12575,000 points$4,000 in 3 months
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Travel via Chase Travel (after $300 credit) | 8x |
Hotels & car rentals via Chase Travel | 8x |
Dining at restaurants worldwide | 3x |
Other travel | 3x |
Everything else | 1x |
Benefits
- $300 annual travel credit (auto-applied)
- $500 The Edit hotel prepaid credit (Chase's curated luxury hotel collection)
- $300 annual dining credit via Sapphire Reserve Exclusive Tables
- $300 annual StubHub / viagogo credit
- $300 annual DoorDash credit
- $120 Lyft in-app credit
- $120 Peloton membership credit
- $288 Apple TV+ & Apple Music credit ($24/mo)
- Priority Pass Select + Sapphire Lounge access (Chase Sapphire Lounge by The Club network)
- Up to $120 Global Entry/TSA PreCheck/NEXUS credit (every 4 years)
- Points worth 1.5¢ each via Chase Travel; 1:1 transfers to airline & hotel partners
- Primary auto rental insurance, trip delay reimbursement
Best for
- 1Frequent travelers
- 2Credit maximizers
- 3DoorDash + Lyft heavy users
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
