Chase · Mastercard
Chase Freedom Flex
Rotating 5% categories + everyday bonuses.
ByHillel Sonnenschine·
5% cash back on rotating quarterly categories (up to $1,500/quarter on activation), plus permanent bonuses on dining, drugstores and Chase travel.
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Annual fee
None
Welcome bonus
~$200
Spend $500 in 3 months
Purchase APR
19.49%, 28.24%
0% intro APR on purchases for 15 months
Foreign tx fee
3%
Welcome bonus
Earn $200 after spending $500 within the first 3 months. Intro 0% APR for 15 months on purchases and balance transfers (after that 18.24% to 27.74% variable). The balance transfer fee is 3% or $5. See more info below.
Estimated value: ~$200
Rewards
| Category | Rate |
|---|---|
Rotating categories (activate; up to $1,500/qtr) | 5% |
Travel via Chase Travel | 5% |
Dining and drugstores | 3% |
Everything else | 1% |
Benefits
- 0% intro APR on purchases for 15 months
- Cell phone protection up to $1,000/year
- World Elite Mastercard benefits
Best for
- 1Bonus optimizers
- 2No annual fee
- 3Sapphire pairing
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
