Citi · Mastercard
Citi Strata Elite℠
The Citi Strata Elite℠ is a new luxury card in the Citi family.
ByHillel Sonnenschine·
The Citi Strata Elite℠ is a new luxury card in the Citi family. The unique part of it are the 4 Admirals Club® Citi Strata Elite Passes to American Airlines Admirals Club® Lounges and the 12 points on hotels through Citi Travel®. Everything else about the card is basically copy paste from all the other luxury cards out there, making this one not very special after all.
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Annual fee
$595
Welcome bonus
~$915
Spend $6,000 in 3 months
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus
Earn 75,000 points after spending $6,000 within the first 3 months.
Estimated value: ~$915
Benefits
- Annual Fee Waived: For Citi Private Client ($1M+ assets), get the $595 annual fee waived the first year, then a $145 discount. With CitiGold ($200K+ balance), get a $145 annual fee discount.
- Auto CDW Insurance: Primary coverage on rentals outside your country of residence and secondary coverage on rentals within your country of residence.
- Credits: Up to $300 annual hotel credit: Get up to $300 off a hotel stay of 2 nights or more when booked with Citi Travel via cititravel.com, once per calendar year.
- Extended Warranty: Get two additional years to your original manufacturer’s warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per item.
- Global entry and TSA pre-check: Get up to a $120 Global Entry® Or TSA Precheck® credit every 4 years.
- Lost Luggage Insurance: Get up to $5,000 per trip ($2,000 for N.Y. residents) for lost or damaged luggage.
- Lounge Access: Priority PassTM Select Lounge Membership. Get up to 4 Admirals Club® Citi Strata Elite Passes to American Airlines Admirals Club® Lounges, for the cardholder and up to 3 guests.
- Trip Delay Insurance: If your flight is delayed you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.
Best for
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
