Bank of America · Visa
Bank of America Customized Cash Rewards
Pick your 3% category.
ByHillel Sonnenschine·
3% in your chosen category (gas, online shopping, dining, travel, drugstore, or home improvement), 2% at grocery and wholesale (combined $2,500/qtr).
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Annual fee
None
Welcome bonus
~$200
Spend $1,000 in 3 months
Purchase APR
19.24%, 29.24%
0% intro APR on purchases & balance transfers for 15 cycles
Foreign tx fee
3%
Welcome bonus
Earn $200 after spending $1,000 within the first 3 months. In addition, earn an additional 3% cash back bonus, for a total of 6% cash back, in the first year on your choice of one of the following categories: gas, online shopping, dining, travel, drugstores, or home improvement/furnishings. Intro 0% APR for 15 months on purchases and balance transfers (after that 17.49% to 27.49% variable). The balance transfer fee is 3%.
Estimated value: ~$200
Rewards
| Category | Rate |
|---|---|
cash back on your choice of one of the following categories: gas, online shopping, | 3% |
cashback on groceries and wholesale clubs (up to $2,500 spent each quarter combined | 2% |
categories, then | 3% |
everywhere else | 1% |
Benefits
- Extra Redemption Value: Bonus rewards with Bank Of America Preferred Rewards.
Best for
- 13% on cash back on your choice of one of the following categories: gas
- 22% on cashback on groceries and wholesale clubs (up to $2
- 33% on categories
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
