Bank of America · Visa
Bank of America Premium Rewards
Boosted multipliers if you bank with BoA.
ByHillel Sonnenschine
2x on travel & dining, 1.5x on everything else. Preferred Rewards members get up to 75% bonus on every point earned.

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Annual fee
$95
Welcome bonus
~$600
$4,000 in 90 days
Purchase APR
19.24%, 29.24%
Foreign tx fee
None
Welcome bonus
60,000 bonus points after $4,000 in 90 days.
Estimated value: ~$600
Rewards
| Category | Rate |
|---|---|
Travel & dining | 2x |
Everything else | 1.5x |
Benefits
- $100 annual airline incidental credit
- Up to $100 Global Entry/TSA PreCheck credit
- Up to 75% Preferred Rewards bonus on points
Best for
- 1BoA customers
- 2Mid-tier travel
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.



