Bilt Obsidian Card
The Bilt Obsidian Card is here to help you earn rewards on your housing payments.
The Bilt Obsidian Card is here to help you earn rewards on your housing payments. Chose between earning 4% Bilt Cash on all purchases which can ultimately be used to unlock points on your mortgage or rent payment, or earn up to 1.25x Bilt Points on your mortgage or rent based on your everyday spend amounts. You will also earn 3x on your choice of either groceries up to $25k per year or dining, and 2x on travel. Also get a total of up to $100 Bilt Travel hotel credit, and more.
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Rewards
| Category | Rate |
|---|---|
Bilt Cash on all purchases or up to | 4% |
on your rent and mortgage | 1.25x |
on your choice of either groceries up to $25k per year, or dining | 3x |
on travel | 2x |
points on everyday spend Bilt Neighborhood Partners rewards: 5X+ points at partner | 1x |
points category | 3x |
points on Lyft rides once you’ve linked your Bilt and Lyft accounts | 3x |
Benefits
- Auto CDW Insurance: Secondary coverage on rentals. Coverage is for rentals up to 31 days.
- Credits: Get a total of up to $100 Bilt Travel hotel credit. Get a $50 statement credit twice a year.
- Extended Warranty: Get your original manufacturer’s warranty time doubled (up to an additional 24 months). (Will only cover if the original warranty is for 24 months or less).
- Lost Luggage Insurance: Get up to $1,500 per claim for lost or damaged luggage. Max 2 claims per 12 months.
- Trip Delay Insurance: If your flight is delayed for 6+ hours, you can claim up to $300 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.
Best for
- 14% on Bilt Cash on all purchases or up to
- 21.25x on on your rent and mortgage
- 33x on on your choice of either groceries up to $25k per year
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
