Citi · Mastercard
Citi Custom Cash Card
Auto-adjusting 5% category each month.
ByHillel Sonnenschine·
5% back on your top eligible spend category each billing cycle (up to $500/cycle). Set-it-and-forget-it bonus rewards.

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Annual fee
None
Welcome bonus
~$200
Spend $1,500 in 6 months
Purchase APR
18.24%, 28.24%
0% intro APR on purchases & balance transfers for 15 months
Foreign tx fee
3%
Welcome bonus history
$200
Est. value ~$200·$1,500 in 6 months
Best ever
★
Apply now if you can, This is the highest welcome bonus we've ever seen on this card. Applying today locks it in.
May 2024May 2024
Best everCurrent
Today
~$200
Stable offer since launch; current
Usual value
~$200
Average over the last year
Best ever
~$200
May 2024 · Stable offer since launch; current
▸Full history (1 snapshots)
- May 2024~$200$200$1,500 in 6 monthsStable offer since launch; current
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Top eligible category each billing cycle (up to $500) | 5% |
Travel via Citi Travel Limited time | 4% |
Everything else | 1% |
Benefits
- 0% intro APR on purchases & balance transfers for 15 months
- Convert cash back to ThankYou Points (with Strata Premier)
Best for
- 1Variable spenders
- 2No annual fee
- 3Citi pairing
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.



