Citi · Mastercard
Citi Strata Premier Card
Underrated travel + everyday earner.
ByHillel Sonnenschine·
Strong category multipliers across travel, gas, EV charging, restaurants, supermarkets and air travel, plus a $100 annual hotel credit.
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Annual fee
$95
Welcome bonus
~$735
Spend $4,000 in 3 months
Purchase APR
21.24%, 29.24%
Foreign tx fee
None
Welcome bonus history
60,000 points
Est. value ~$600·$4,000 in 3 months
Below usual
↘
Wait if you can, Today's offer is lower than the typical value of ~$675. Most cards see a better offer at least twice a year, and the all-time best on this card was ~$750.
May 2024May 2025
Best everCurrent
Today
~$600
Current offer (75K offer ended April 2025)
Usual value
~$675
Average over the last year
Best ever
~$750
May 2024 · Card rebranded from Citi Premier in May 2024
▸Full history (2 snapshots)
- May 2025~$60060,000 points$4,000 in 3 monthsCurrent offer (75K offer ended April 2025)
- May 2024~$75075,000 points$4,000 in 3 monthsCard rebranded from Citi Premier in May 2024
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Air travel, hotels via Citi Travel | 10x |
Air travel, hotels (any), restaurants, supermarkets, gas, EV charging | 3x |
Everything else | 1x |
Benefits
- $100 annual hotel benefit on $500+ stay via Citi Travel
- Transfer ThankYou Points to airline partners
- No foreign transaction fees
Best for
- 1Mid-tier travelers
- 2Grocery + gas spenders
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
