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Other · Mastercard

Citizens Summit™ Mastercard®

The Citizens Summit™ World Mastercard® is good for everyday spending, while paying no annual fee plus enjoying a 0% APR period.

ByHillel Sonnenschine·

The Citizens Summit™ World Mastercard® is good for everyday spending, while paying no annual fee plus enjoying a 0% APR period.

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Annual fee
None
Welcome bonus
None
Purchase APR
Charge card
Foreign tx fee
3%
Welcome bonus
Intro 0% APR for 12 months on balance transfers (after that 17.49% to 27.49% variable). The balance transfer fee is 5% or $10, whichever is greater.

Rewards

CategoryRate
unlimited cash back on dining and groceries
3%
unlimited cash back on everything else
1.5%

Benefits

  • Credits: Get a $2.50 statement credit after you spend $10 or more each month at participating transit location. Get a $5 monthly Lyft credit after you take 3 eligible rides in a month.

Best for

  • 13% on unlimited cash back on dining and groceries
  • 21.5% on unlimited cash back on everything else
Recommended credit
Good

Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.

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