Bank of America · Visa
Customized Cash Rewards Secured
The Bank Of America Customized Cash Rewards Secured card will help you build credit.
ByHillel Sonnenschine·
The Bank Of America Customized Cash Rewards Secured card will help you build credit. You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%. Enjoy the flexibility to choose how you redeem your cash rewards.
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Annual fee
None
Welcome bonus
None
Purchase APR
Charge card
Foreign tx fee
3%
Welcome bonus
Earn an additional 3% cash back bonus, for a total of 6% cash back, in the first year on your choice of one of the following categories: gas and EV charging, online shopping including cable, internet, phone plans and streaming, dining, travel, drugstores and pharmacies, or home improvement and furnishings.
Rewards
| Category | Rate |
|---|---|
cashback in the category of your choice: gas, online shopping, dining, travel, drug | 3% |
cashback at grocery stores and wholesale clubs (the | 2% |
and | 2% |
cashback is capped to first $2,500 spent each quarter) Unlimited | 3% |
Best for
- 13% on cashback in the category of your choice: gas
- 22% on cashback at grocery stores and wholesale clubs (the
- 32% on and
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
