Discover · Discover
Discover it Student Cash Back
Best student card, period.
ByHillel Sonnenschine·
5% on rotating quarterly categories, automatic Cashback Match in year one, and a $20 statement credit each year for 5+ years if you maintain a 3.0+ GPA.
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Annual fee
None
Welcome bonus
~$200
Automatic
Purchase APR
18.24%, 27.24%
Foreign tx fee
None
Welcome bonus
Earn an unlimited match of all cash back earned within the first year, at the end of the year. Intro 0% APR for 6 months on purchases (after that 16.49% to 25.49% variable).
Estimated value: ~$200
Rewards
| Category | Rate |
|---|---|
Rotating quarterly categories (up to $1,500) | 5% |
Everything else | 1% |
Benefits
- Cashback Match in year one
- $20 good-grades statement credit each year (3.0+ GPA, 5 years)
- Free FICO monitoring
- No annual fee, no foreign transaction fees
Best for
- 1Students
- 2Building credit
- 3First card
Recommended credit
Fair
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
