Chase · Mastercard
IHG One Rewards Premier
Anniversary night + 4th-night-free perk.
ByHillel Sonnenschine·
Anniversary free night up to 40K points, automatic Platinum status, and the famous 4th-night-free benefit on award stays of 4+ nights.
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Annual fee
$99
Welcome bonus
~$925
Spend $3,000 in 3 months
Purchase APR
21.99%, 28.99%
Foreign tx fee
None
Welcome bonus history
Up to 185,000 points (150K + 35K)
Est. value ~$925·$3,000 in 3 months + $6K in 6 months
Typical offer
-
An average time to apply, Today's offer is around the typical value. A better one shows up roughly 14% of the time historically, so waiting 3-6 months might land you something stronger, or might not.
May 2024Apr 2026
Best everCurrent
Today
~$925
Current offer
Usual value
~$815
Average over the last year
Best ever
~$1,500
May 2024 · Best-ever offer (April-July 2024)
▸Full history (7 snapshots)
- Apr 2026~$925Up to 185,000 points (150K + 35K)$3,000 in 3 months + $6K in 6 monthsCurrent offer
- Mar 2026~$700140,000 points$3,000 in 3 months
- Jan 2026~$875175,000 points$5,000 in 3 months
- Dec 2025~$700140,000 points$3,000 in 3 months
- Jun 2025~$875175,000 points$5,000 in 3 monthsLimited-time elevated
- Aug 2024~$700140,000 points$3,000 in 3 monthsBaseline offer (returned after 5-FNA promo)
- May 2024~$1,5005 free nights (up to 60K each)$4,000 in 3 monthsBest-ever offer (April-July 2024)
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Benefits
- Anniversary Bonus Points: Earn a $100 statement credit plus 10,000 bonus points after spending $20,000 (plus one additional purchase) each calendar year.
- Credits: Earn $50 United Travel cash annually. You will get $25 on January 1st and another $25 on July 1st.
- Extra Redemption Value: Use your points to book a three night stay and get the fourth night free.
- Free Night Certificate: Get a free 1-night hotel stay every account anniversary year (for hotels that cost up to 40,000 points per night).
- Global Entry and TSA pre-check: Get up to a $120 statement credit for Global Entry, NEXUS, or TSA Pre-Check every 4 years.
- Upgraded Statuses: Get upgraded complimentary to IHG Platinum Elite Status. You can earn IHG Diamond status after spending $40,000 plus one additional purchase on your card per calendar year.
Best for
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
