Chase · Visa
World of Hyatt Credit Card
Free anniversary night + Discoverist status.
ByHillel Sonnenschine·
Annual free night at Category 1-4 Hyatt hotel, automatic Discoverist status, and 4x at Hyatt, Hyatt points are some of the most valuable in the industry.
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Annual fee
$95
Welcome bonus
~$750
Spend $3,000 in 3 months
Purchase APR
21.99%, 28.99%
Foreign tx fee
None
Welcome bonus history
Up to 60,000 points
Est. value ~$1,020·$3,000 in 3 months + 6-month spend bonus
Typical offer
↘
Wait if you can, Today's offer is lower than the typical value of ~$1,067. Most cards see a better offer at least twice a year, and the all-time best on this card was ~$1,350.
May 2024Feb 2026
Best everCurrent
Today
~$1,020
Current offer
Usual value
~$1,067
Average over the last year
Best ever
~$1,350
Oct 2024 · Best-ever offer in this format
▸Full history (9 snapshots)
- Feb 2026~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonusCurrent offer
- Jan 2026~$1,350Up to 5 free nights (Cat 1-4)$5,000 in 3 months + $15K in 6 monthsLimited-time elevated offer
- Aug 2025~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonus
- Jul 2025~$9252 free nights (Cat 1-4) + 25,000 points$4,000 in 3 months + $12K in 6 months
- Mar 2025~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonus
- Jan 2025~$1,105Up to 65,000 points$3,000 in 3 months + 6-month spend bonus
- Nov 2024~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonus
- Oct 2024~$1,3505 free nights (Cat 1-4)$4,000 in 3 monthsBest-ever offer in this format
- May 2024~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonusTwo-part bonus: 30K + up to 30K via 2x earn
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Hyatt purchases | 4x |
Restaurants, airline tickets, local transit, fitness clubs | 2x |
Everything else | 1x |
Benefits
- Free night at Cat 1-4 Hyatt every anniversary
- Automatic Discoverist status
- Earn additional free night after $15K annual spend
- 5 elite night credits each year
Best for
- 1Hyatt loyalists
- 2Boutique-hotel travelers
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
