Chase · Visa
World of Hyatt Credit Card
Free anniversary night + Discoverist status.
ByHillel Sonnenschine·
Annual free night at Category 1-4 Hyatt hotel, automatic Discoverist status, and 4x at Hyatt, Hyatt points are some of the most valuable in the industry.
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Annual fee
$95
Welcome bonus
~$750
Spend $5,000 in 3 months
Purchase APR
19.24%, 29.99%
Foreign tx fee
None
Welcome bonus history
Earn up to 75,000 points. Earn 45,000 bonus points after spending $5,000 on purchases in your first 3 months from account opening, plus up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.
Est. value ~$750·Spend $5,000 in 3 months
Below usual
↘
Worth waiting for a better offer, Today's offer is well below what this card usually gives, typical is ~$1,013 and the all-time best was ~$1,350. Applying now would leave a lot on the table.
May 2024Jul 2026
Best everCurrent
Today
~$750
Auto-detected from aggregator scan
Usual value
~$1,013
Average over the last year
Best ever
~$1,350
Oct 2024 · Best-ever offer in this format
▸Full history (10 snapshots)
- Jul 2026~$750Earn up to 75,000 points. Earn 45,000 bonus points after spending $5,000 on purchases in your first 3 months from account opening, plus up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.Spend $5,000 in 3 monthsAuto-detected from aggregator scan
- Feb 2026~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonusCurrent offer
- Jan 2026~$1,350Up to 5 free nights (Cat 1-4)$5,000 in 3 months + $15K in 6 monthsLimited-time elevated offer
- Aug 2025~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonus
- Jul 2025~$9252 free nights (Cat 1-4) + 25,000 points$4,000 in 3 months + $12K in 6 months
- Mar 2025~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonus
- Jan 2025~$1,105Up to 65,000 points$3,000 in 3 months + 6-month spend bonus
- Nov 2024~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonus
- Oct 2024~$1,3505 free nights (Cat 1-4)$4,000 in 3 monthsBest-ever offer in this format
- May 2024~$1,020Up to 60,000 points$3,000 in 3 months + 6-month spend bonusTwo-part bonus: 30K + up to 30K via 2x earn
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Hyatt purchases | 4x |
Restaurants, airline tickets, local transit, fitness clubs | 2x |
Everything else | 1x |
Benefits
- Free night at Cat 1-4 Hyatt every anniversary
- Automatic Discoverist status
- Earn additional free night after $15K annual spend
- 5 elite night credits each year
Best for
- 1Hyatt loyalists
- 2Boutique-hotel travelers
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
