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Annual fee
None
Welcome bonus
~$1,250
Spend $2,000 in 3 months
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus
Earn a total of 125,000 points. Earn 90,000 points after spending $2,000 within the first 3 months. Plus, earn an additional 35,000 points after spending a total of $4,000 within the first 6 months.
Estimated value: ~$1,250
Benefits
- Anniversary Bonus Points: Earn 10,000 bonus points after spending $10,000 each calendar year.
- Credits: Get $10 in monthly statement credits, up to $120 annually, for Instacart purchases made on your card. Activate by 12/31/27. Plus, get 3 months complimentary Instacart+ membership.
- Extra Redemption Value: Use your points to book a three night stay and get the fourth night free.
- Upgraded Statuses: Get complimentary upgraded to IHG silver status Earn IHG Gold Elite status after $20,000 spent every year
Best for
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.



