PenFed · Visa
PenFed Pathfinder Rewards Visa Signature
Free travel perks for credit-union members.
ByHillel Sonnenschine
$100 annual airline statement credit, 4x on travel, no foreign transaction fee. Requires PenFed membership (free to join).

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Annual fee
$95
Waived the first year
Welcome bonus
~$425
$3,000 in 90 days
Purchase APR
17.99%
Foreign tx fee
None
Welcome bonus
50,000 points after $3,000 in 90 days.
Estimated value: ~$425
Rewards
| Category | Rate |
|---|---|
Travel | 4x |
Everything else | 1.5x |
Benefits
- $100 annual airline statement credit
- Up to $100 Global Entry/TSA PreCheck credit
- $0 intro annual fee for the first year
- No foreign transaction fees
Best for
- 1PenFed members
- 2Mid-tier travelers
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.



