Petal · Visa
Petal 2 Visa
No-fee card built for thin credit files.
ByHillel Sonnenschine
1% on every purchase, up to 1.5% with on-time payments. Uses cash flow data so you can qualify with limited credit history.
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You'll be taken to Petal's official site to apply. Cardly may earn a commission.
Annual fee
None
Welcome bonus
None
-
Purchase APR
17.49%, 31.49%
Foreign tx fee
None
Welcome bonus
No traditional welcome bonus.
0Rewards
| Category | Rate |
|---|---|
All purchases (after 12 on-time payments) | 1.5% |
Select merchants | 5% |
Base | 1% |
Benefits
- No annual, foreign-transaction, late, or over-limit fees
- Approved using bank-account history (no credit history required)
- Free FICO monitoring
Best for
- 1Building credit
- 2Newcomers to U.S.
- 3Credit invisibles
Recommended credit
Building
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
