Other · Visa
Santander® Cash Back®
The Santander® Ultimate Cash Back® Card earns ultimate cashback.
ByHillel Sonnenschine·
The Santander® Ultimate Cash Back® Card earns ultimate cashback. You will earn 3% cashback on all purchases the first year on up to $20,000 in purchases. And unlimited 1.5% on all purchases.

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Annual fee
None
Welcome bonus
~$600
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus
Earn 3% cashback within the first 12 months, on up to $20,000 spent. Intro 0% APR for 15 months on purchases and balance transfers (after that 18.24% to 27.36% variable). The balance transfer fee is 5% or $10, whichever is greater.
Estimated value: ~$600
Rewards
| Category | Rate |
|---|---|
cash back for the first year on qualified purchases, on up to $20,000 in purchases | 3% |
cash back on qualified purchases | 1.5% |
Best for
- 13% on cash back for the first year on qualified purchases
- 21.5% on cash back on qualified purchases
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.



