SoFi · Mastercard
SoFi Credit Card
Flat 2% to your investing account.
ByHillel Sonnenschine·
Unlimited 2% cash back when redeemed into a SoFi savings, investing, or loan account. 1% if redeemed as statement credit.
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Annual fee
$10
Welcome bonus
~$200
$1,000 in 6 months
Purchase APR
19.24%, 29.99%
Foreign tx fee
None
Welcome bonus
There is no welcome offer on this card.
Estimated value: ~$200
Rewards
| Category | Rate |
|---|---|
Every purchase (into SoFi Money) | 2% |
Statement credit | 1% |
Benefits
- No annual fee or foreign transaction fee
- Cell phone protection
- Apple/Google Pay supported
Best for
- 1SoFi customers
- 2Saver-investors
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
