Other · Visa
SoFi Smart Card
With the SoFi Smart Card you earn 5% (!
ByHillel Sonnenschine·
With the SoFi Smart Card you earn 5% (!) cashback on groceries! Also, get a 1% match on your IRA contributions, and an extra 1% cash match on all your recurring SoFi Invest® deposits.
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Annual fee
None
Welcome bonus
None
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus
There is no welcome offer on this card.
Rewards
| Category | Rate |
|---|---|
cash back at grocery stores and on SoFi Travel (excluding air purchases) | 5% |
Benefits
- Credits: Get a one-time $1,000 discount on your home mortgage. Get a one-time $400 discount on your home equity loan. Get a 50% discount on an annual subscription to HelloPrivacy.
- Extra Redemption Value: 10% boost on cash back rewards earned through select SoFi Credit Cards
- Investment Boost: Get a 2% match on recurring IRA contributions. Get a 1% match on recurring invest deposits, paid in cash.
- Upgraded Statuses: Preferred IPO access.
Best for
- 15% on cash back at grocery stores and on SoFi Travel (excluding air purchases)
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
