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U.S. Bank · Visa

U.S. Bank Smartly

With the U.S. Bank Smartly™ Visa Signature® Card, you can earn 4% cashback on all purchases! But in order to earn 4% cas

ByHillel Sonnenschine·

With the U.S. Bank Smartly™ Visa Signature® Card, you can earn 4% cashback on all purchases! But in order to earn 4% cashback on the first $10k you spend each month, you will need to stack $100k or more combined between your U.S. Bank Smartly® Savings account, U.S. Bank deposit, trust or investment accounts. You can also earn 3% cash back with a combined balance between $50,000 and $99,999. And 2.5% cash back with a combined balance between $5,000 and $49,999

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Annual fee
None
Welcome bonus
None
Purchase APR
Charge card
Foreign tx fee
3%
Welcome bonus
Intro 0% APR for 12 months on purchases and balance transfers (after that 17.74% to 27.99 % variable). The balance transfer fee is 3% or $5, whichever is greater.

Rewards

CategoryRate
cash back on all purchases If you have a U
2%
cash back with a balance between $5,000 and $49,999 A total of
2.5%
cash back with a balance between $50,000 and $99,999 A total of
3%
cash back with a balance of $100,000 or more
4%

Best for

  • 12% on cash back on all purchases If you have a U
  • 22.5% on cash back with a balance between $5
  • 33% on cash back with a balance between $50
Recommended credit
Excellent

Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.

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