Chase · Visa
United Club℠ Business
The United Club℠ Business Card is a luxurious United travel card, boasting an annual fee of $695.
ByHillel Sonnenschine·
The United Club℠ Business Card is a luxurious United travel card, boasting an annual fee of $695. The card comes along with some great travel benefits such as first and second-checked bag-free, United airport lounge access. Priority check-in, priority airport screening, priority boarding, and priority baggage handling. And much more. See more details about the benefits below.

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Annual fee
$695
Welcome bonus
~$1,100
Spend $5,000 in 3 months
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus
Earn a total of 110,000 miles. Earn 100,000 miles plus 2,000 PQP after spending $5,000 within the first 3 months. Plus, earn an additional 10,000 bonus miles after you add an employee card to your account within the first 3 months.
Estimated value: ~$1,100
Rewards
| Category | Rate |
|---|---|
total miles on eligible United flights | 8x |
miles on all other eligible United purchases | 2x |
miles on hotels stays at Renowned Hotels and Resorts | 5x |
miles on all other purchases | 1.5x |
Benefits
- Anniversary Bonus: Earn 5,000 miles annually if they have this card plus a personal United card.
- Credits: Get a $12 monthly statement credit ($18 in December) for rideshare purchases, a total of up to $150 annually. (Valid for Taxi, limo, and rideshare. Enrollment required.
- Extra Redemption Value: Expanded Award Availability on United flights when booking award flights. Get 10% savings when booking United flights with miles.
- Free Baggage: First and second bag checked free for you and one companion on United flights.
- Inflight Savings: Receive 25% back (statement credit) on United inflight purchases of Wifi, food and drinks.
- Lounge Access: Receive complimentary access to United Club lounges. As of 8/1/25, access will be given only to cardholder plus 1 adult companion and all dependent kids age 18 and under.
- Price Protection: If you buy an item and then within 90 days find the identical item for cheaper at any US retailer, then you will be reimbursed the difference.
- Priority Boarding: Get complimentary priority check-in, priority security screening, priority boarding, and priority baggage handling, on United flights.
- Upgraded Statuses: Complimentary Premier upgrades on United flights (only for Mileage Plus Premier members). Earn 1 PQPs for every $15 spent, up to 28,000 PQPs for $420,000 spending per year.
Best for
- 18x on total miles on eligible United flights
- 22x on miles on all other eligible United purchases
- 35x on miles on hotels stays at Renowned Hotels and Resorts
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.



